Hi, my name is Umesh Nande. I'm a 46 year-old Indian male, currently in Mumbai, India. I have 14 friends around the world.

My name is umesh d.k. nande, i am from panvel -india, i m professional insurance advisor, since last 11 years i am in this insurance industry, i am totally professional and independent, i give insurance as per appointmentwise thru income and expenses and need base selling to the customer. i have good client base in shipping industry, information technology, logistics. i am doing a filing return of income tax oly for salary class people, and other financial advises.